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Paying kids for chores feels fair and even educational. But it quietly changes what both pocket money and chores are for. Here's the line I draw at home, why I draw it there, and the one version of 'paid work' I'm happy to keep.
The ask will come, usually mid-year and usually loud. Handled well, a pocket-money raise is one of the best money lessons you'll ever teach — here's how to say yes, no, or 'earn it' without it turning into a fight.
The younger one wants exactly what the older one gets. Giving them the same amount feels fair but usually isn't — here's how to set different amounts without starting a war.
A smaller weekly amount or one monthly lump sum? The right cadence depends less on the rupees and more on your child's age — and on the specific habit you're trying to build.
There's no magic birthday. The right age to hand a child their first card depends on three readiness signals, not a number — here's how to read them.
Budgeting worksheets teach kids to fill in boxes, not to make trade-offs. A real card with a real monthly limit does the teaching for you. Here's the method I used with my own daughter.
Cash teaches scarcity. Digital teaches modern money. The right split for an Indian kid sits somewhere in between — and depends on age more than ideology.
The same ₹1,000/month buys a very different month in Bandra vs Indore. A city-by-city framework for setting pocket-money amounts that match where your child actually spends.
An age-by-age framework for Indian families — what amounts make sense, what they should pay for, and the rules that decide whether pocket money becomes a real money lesson or just a transfer.
The patterns we see most often in Junio onboarding chats. Each mistake is well-intentioned. Each one quietly teaches the wrong lesson.
It feels like fair motivation. The data and the lived experience say otherwise. Here's why it backfires, what to tie it to instead, and the rare case where some version of it actually works.
