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Walkthroughs of the Junio card and app — adding money, setting tasks, fixed deposits, brand vouchers, V-KYC, and the small features that make a real difference.
A savings goal is only useful if your child can picture the thing at the end of it and reach it before they stop caring. Here's how to size goals, fund them, and know when a goal has gone stale.
Manually topping up your kid's card every month quietly turns pocket money into a favour they have to ask for. Setting a recurring auto-debit takes four minutes and changes the whole dynamic — here's how we set ours, and the mistakes worth skipping.
Up to 1.5% back on eligible spends won't change your family's finances. But it's the cheapest teaching tool on the card — if you route it somewhere your child can watch it grow instead of letting it dissolve back into snack money.
Limits aren't there to police your kid — they're there to make the money visible. Here's how we think about setting them on the Junio card, what numbers actually work, and when to stop tightening and start loosening.
The ₹10,000 cap on a new Junio card isn't a glitch — it's the RBI's design. Here's what V-KYC is, why it exists, and how the ten-minute video call lifts your child's card to a ₹2,00,000 ceiling.
Before you lock money in a Junio FD, know the three things that actually matter: the rate you'll earn, the tenure you choose, and the tradeoffs of locking money your kid can see but can't spend.
Two safe places to park a college fund — a bank FD in your kid's name, or Junio's in-app FD. Same ~7% rate. The real difference is friction and whether your kid ever sees the money grow.
Today the RBI granted Junio its own Certificate of Authorisation to issue Prepaid Payment Instruments. Here's what changes for your family — including a UPI handle for your child — and what doesn't.
From May 2026, NPCI is enforcing execution windows for UPI AutoPay and a mandatory 24-hour pre-debit alert. If you've set your kid's monthly pocket-money auto-debit to fire at 10 AM, here's what to adjust.
A declined card at the school canteen is rarely a real problem — and usually one of five specific things. Here's how to diagnose it in 60 seconds and what to do in the moment.
Tasks done right teach a kid that effort can be valued. Tasks done wrong turn family chores into transactions. The difference is in how you set them up.
In-app top-ups vs recurring auto-debits, what limits apply, and what to do if a load doesn't reflect — the boring but important mechanics of getting money onto the card.
