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What the RBI actually says about minor accounts and PPI cards in India, plus practical safety guidance — scam awareness, online spending hygiene, and what to do if something goes wrong.
A stranger on the phone doesn't need your PIN if they can watch you type it. Screen-sharing scams are the most expensive pattern going in India right now — and one household rule shuts the whole category down.
Free diamonds, free UC, free coins — the gaming reward scam is built for kids who play. Here's the exact shape it takes, and the two rules that make it stop working.
A sticker pasted over a shop's real QR code sends your payment to a stranger. It's one of the simplest scams going — and one three-second habit shuts it down completely.
Instagram is where most Indian teens live online, and it's where most of the money scams reach them first. Here are the five patterns we're seeing in 2026, what each one is really after, and the one sentence that defuses all of them.
From June 1, every UPI app must show the recipient's bank-registered name before you confirm a payment. It's a quiet, powerful change — and the easiest anti-scam habit you'll ever teach a teen. Here's how.
RBI released a draft Master Direction on Prepaid Payment Instruments in April 2026. Comments close May 22. Here's what's actually in it for Junio families.
A plain-English walkthrough of the rules — what minors can and can't have, what KYC is required, why most kids' cards are PPIs (not bank accounts), and what disclosure parents should expect.
The four scam patterns we see most often, the conversation to have before they start, and exactly what to do if your child loses money. Written for Indian families who actually live online.
