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A savings goal is only useful if your child can picture the thing at the end of it and reach it before they stop caring. Here's how to size goals, fund them, and know when a goal has gone stale.
Up to 1.5% back on eligible spends won't change your family's finances. But it's the cheapest teaching tool on the card — if you route it somewhere your child can watch it grow instead of letting it dissolve back into snack money.
Limits aren't there to police your kid — they're there to make the money visible. Here's how we think about setting them on the Junio card, what numbers actually work, and when to stop tightening and start loosening.
The ₹10,000 cap on a new Junio card isn't a glitch — it's the RBI's design. Here's what V-KYC is, why it exists, and how the ten-minute video call lifts your child's card to a ₹2,00,000 ceiling.
